Best UPI Apps To Be Used in 2022

Best UPI Apps To Be Used in 2022

Unified Payments Interface(UPI) plays a very important role nowadays in India, introduced in 2016 UPI apps helped Indians make cashless transactions. If you are planning to start using UPI apps or thinking about how they work then here are the top UPI apps you can use in India right now.

Best UPI Apps in India (2022)


One of the best UPI Payment apps you can use nowadays in India. As per the research recently PhonePe overshadow Google Pay in terms of Transactions in December 2021. According to reports, the app witnessed 902.03 million transactions worth approx  Rs.1,82,126.88 crores. Not only UPI payments but PhonePe helps you with recharge, paying credit card bills, insurance, and online shopping.

You even get cashback for PhonePe transactions and even coupons for different brands.

To download these apps, visit: Google Play Store

2. Google Pay

Google Pay started as the first mobile payments app ‘Tez’ and later it got rebranded. As per the report, Google Pay processed 854.49 million customer transactions worth Rs. 1,76,199.33 crores in December 2021. The UPI app is used to send and receive money from family, friends and many more, it is also used for recharge, bill payments, and shopping. You can even use it for food delivery, travel booking, tolls, and shopping. Google Pay provides cashback.


If you are looking for something that is a straightforward app from the makers of UPI, the BHIM app should be on top of your list. Just like other apps, you can set up a custom UPI of your choice on the BHIM app. With this app, you can send and receive money, and request money. With this app, you can even locate nearby shops that support UPI Standard from the BHIM app.


4. Amazon Pay 

Amazon doesn’t have a dedicated Amazon Pay UPI app, but you can use the UPI functionality for the Amazon shopping app. Just like other UPI apps on this list, you can use Amazon Pay to send and receive payments. You can also use it for mobile recharge, bills, gift cards, and many more. It’s very easy to use as you can access Amazon Pay from the Amazon app’s sidebar.

5. Paytm

If you are a citizen of India or living in India then you probably heard of Paytm. Paytm is an app that is widely accepted and recognized almost everywhere in India. As a result, you will never have any trouble making payments cashless through Paytm. It is rapid to use its essential features.

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